What Questions Should You Be Asking During a Building Survey?

Are they qualified and do they have professional liability insurance?

When it comes to making an informed decision about purchasing a property, the importance of a building survey cannot be overstated. One of the key checks you should do prior to engaging with a professional surveyor is asking them questions about their qualifications and experience. In this article, we'll look at five key questions that you should ask your surveyor before you engage in their services. 

The most important question you need to ask your surveyor is whether they are qualified to carry out the survey. All professional surveyors should be members of either the Royal Institution of Chartered Surveyors (RICS) or the Association of Building Engineers (ABE). Membership in either of these organisations will give you peace of mind that your surveyor has the expertise to carry out the work to a professional standard. It's also worth checking whether they have Professional Indemnity Insurance to cover any mistakes that might be made during the course of their work.

Are there any reasons why you wouldn’t get a mortgage on this property?

It's important to find out if there are any issues with the property that would prevent you from getting a mortgage. This could include things such as structural problems, subsidence, damp or rot, that the surveyor may have picked up on in their inspection. If there are any of such issues, then the surveyor should be able to advise you on the best way to proceed. They should also be able to provide you with advice on any works that might need to be carried out to rectify the problem. 

What survey types do you offer and which would be most suitable for my situation?

Surveyors can offer different types of surveys depending on the requirements of the buyer and seller. These can range from basic visual inspections to more detailed structural surveys. The type of survey carried out should be tailored to the individual needs of the buyer and seller, so it's important to ask your surveyor which type of survey would be most suitable for your situation. This will ensure that the surveyor has all the information they need to make an accurate assessment of the property.

Is the property worth the asking price?

Your surveyor should also be able to provide you with an estimate of the value of the property based on the condition and features of the house. This can help you determine whether the asking price is reasonable and whether or not the purchase is a good investment. Your surveyor should be able to explain the basis of their valuation, so you feel confident in their opinion.

Are there any local issues affecting this house, road or the local area?

Your surveyor should also be aware of any potential issues that may affect the property, such as planning applications, changes to road layouts, or any other local developments that could influence the value of the property. It's important to ask your surveyor about any potential risks associated with the property, so you are fully informed before making a purchase.

By asking these questions during the building survey, you can ensure that you have all the information you need to make an informed decision about buying a property. A professional surveyor can provide invaluable advice and help you make the right choice for your situation. Taking the time to ask the right questions can help you save money and ensure that you purchase a property that meets your needs.