Are You Looking For Local Business Interruption Insurance Services?

What Is Business Interruption Insurance and Why Do You Need It?

Business interruption insurance is designed to cover the loss of income following an insured event, such as fire or property damage, that forces your business to temporarily close.

It can also help with increased costs needed to keep your business running during the indemnity period. This type of cover can be vital to protect your business and ensure continuity while you recover.

Find Local Providers Authorised and Regulated by the Financial Conduct Authority

All insurance services listed in our directory are authorised and regulated by the Financial Conduct Authority, so you can be confident in their reliability. It’s important to deal only with professionals who are registered and experienced in handling claims linked to business interruption and third party liability insurance.

Many providers offer business interruption insurance alongside other forms of cover, such as public liability, employers liability, and property insurance. Combining these into one policy can offer a more complete insurance solution for your business and premises. Make sure your policy suits your specific needs and covers all essential risks.

Protect Your Business from Unexpected Disruption Today

If you’re unsure what level of insurance cover you need or how long your indemnity period should be, we recommend speaking to a local provider. They can guide you through the terms of the policy and help you choose cover that fits your business. Whether you need help with a claim or just want more information, give us the details and we’ll connect you with the right experts.

To get started, browse our directory or get in touch today. Our listed providers have a registered office and are ready to assist. Protect your business and find the right cover in your area now.

Frequently Asked Questions

Finding the right professional can be tricky, so we want to help you understand everything you need to know before you decide who to hire. We have created this resource dedicated to answering your questions. You can find some of the most common questions below to help you decide.

Business interruption insurance is a type of commercial insurance that covers lost income and extra costs when a business temporarily shuts down due to events like fires or floods. It helps keep businesses financially stable.Read More

If your small business relies on a physical location to trade, Business Interruption Insurance can help cover lost income and essential costs during closures, making it easier to recover without long-term financial damage.Read More

Common causes of business interruption claims in the UK include flooding, fire, staff shortages, supply chain issues, utility failures, crime, and legal closures. Recognising these risks helps businesses choose better cover and recover faster.Read More

Business interruption insurance typically costs between £300 and £1,200 per year in the UK. The price depends on your business type, location, risk level, and how much cover you need.Read More

Business interruption insurance claims often fail due to unclear cover, poor documentation, missed deadlines, or unmet conditions. To avoid this, know your policy, keep accurate records, and report issues quickly.Read More

Business interruption insurance helps cover lost income due to physical damage from events like fires or floods. It doesn’t cover all losses, and claims require proof and specific conditions to be met, including the right cover level.Read More

Business interruption insurance helps cover lost income and ongoing costs during closures. It’s valuable for both high- and low-risk businesses and should match your operations, risks, and income cycle.Read More

Before buying business interruption insurance, ask what’s covered, how payouts work, and what’s excluded. Ensure the policy suits your business and review it regularly to match changing risks and operations.Read More

Without business interruption insurance, a business may face loss of income, rising costs, and long-term damage after disruptions. It helps cover fixed costs, protect reputation, and support faster recovery and reopening.Read More

Choose a policy with wide coverage, flexible indemnity periods, and support for extra costs. Make sure it matches your business risks, has clear wording, and is reviewed regularly to avoid underinsurance and claim issues.Read More