Find Trusted Commercial Life Insurance Near You

Why Commercial Property Insurance Matters

Commercial property insurance helps property owners protect against risks like fire, theft, and escape of water. Most policies also include buildings insurance to cover the structure itself, and liability insurance to protect you if someone is injured on the premises. Some insurance policies also provide cover for damage caused by storms, flooding or accidents.

What Insurance Cover Should Include

Business insurance for commercial landlords is often tailored to match specific needs. You may need to include building insurance and property insurance, along with extras like loss of rent or cover for equipment. All providers listed in this directory are regulated by the Financial Conduct Authority and are registered in England, giving you peace of mind.

Finding the Right Provider Near You

If you’re looking for the right cover for your business or commercial property in your area, our directory is here to help. Start your search today and find the right insurance policy for your needs.

Frequently Asked Questions

Finding the right professional can be tricky, so we want to help you understand everything you need to know before you decide who to hire. We have created this resource dedicated to answering your questions. You can find some of the most common questions below to help you decide.

Before buying commercial property insurance, understand the property's use, rebuild cost, risks, and security features. Give accurate details, match the policy to your needs, and review it regularly to stay protected and avoid claim issues.Read More

Commercial property insurance in the UK covers buildings, contents, business interruption, and loss of rent. You can add cover for liability, floods, accidental damage, or employee theft to match your business’s specific needs.Read More

To choose the right commercial property insurance, assess your risks, value your assets, and ensure the policy fits your business. Avoid focusing only on price and review the cover regularly to stay fully protected.Read More

Commercial property insurance protects UK businesses from damage, theft, and other risks. It covers buildings, stock, and equipment, and often includes business interruption support. Most landlords and lenders require it for long-term stability.Read More

Business owners often misunderstand commercial property insurance by underinsuring assets, not updating policies after changes, and assuming all risks are covered. Reading the policy carefully and giving accurate information helps ensure claims are not reduced or rejected.Read More

To get the right cover, include the rebuild cost, contents, stock, and fittings. Avoid guessing, use up-to-date valuations, and review your insurance yearly to avoid underinsurance or shortfalls during a claim.Read More

You should update your commercial property insurance after renovations, changes in occupancy or use, market value shifts, or security upgrades. Regular reviews help avoid underinsurance, claim delays, or policy breaches that could harm your business.Read More

If you need to claim on commercial property insurance, act quickly by securing the area, documenting damage, contacting your insurer and following their guidance. Prompt action, clear records and understanding your policy help avoid delays and support a fair payout.Read More

To confidently compare commercial property insurance quotes, look beyond price. Check cover limits, excess, extras, and claim support. A slightly higher premium often offers better protection, making it more valuable in the long run.Read More

You can lower costs by improving security, maintaining the property, avoiding common mistakes, comparing policies, and using a broker. Avoid underinsurance and overly cheap plans that lack full cover or support.Read More